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Advice for New Home Buyers
Don’t buy a home at the maximum you can get qualified for. That will not leave you room to save for retirement, college for kids or emergencies.
“Working with Ryan Vick was an absolute pleasure from start to finish. He made what can often be a stressful and confusing process feel smooth, transparent, and even enjoyable. Ryan was always available to answer questions—no matter how small—and took the time to explain every detail clearly so I always felt confident in my decisions. His professionalism, patience, and deep knowledge of the mortgage process truly set him apart. Ryan went above and beyond to find the best rate and loan option for my situation, and he kept me updated at every step. You can tell he genuinely cares about his clients and takes pride in helping them reach their homeownership goals. If you’re looking for someone trustworthy, responsive, and dedicated, I can’t recommend Ryan Vick highly enough. He’s the kind of lender who turns a complicated transaction into a seamless experience—and I’m incredibly grateful for all his help.”
—Austin Goff from Lexington, KY
“I highly recommend Ryan and NBKC back for refinancing mortgages. They provided outstanding service, answered all my questions and were timely. I would utilize his services again, as needed.”
—Karen McConnell from Dexter, MI
“I had a great experience working with my lender at NBKC. He was highly professional, knowledgeable, and handled everything efficiently — completing the entire process in just two weeks. He was always available and responsive, answering all my questions quickly and clearly. NBKC also offered very competitive rates and closing costs, which made the deal even better. Their online platform was extremely convenient, secure, and easy to use, ensuring a smooth and confidential lending process from start to finish. Overall, I highly recommend both my lender and NBKC for anyone looking for a fast, professional, and seamless mortgage experience.”
—S.A from San Jose, CA
“My wife and I began our home searching process over a year ago and found our way to NBKC Bank. Ryan was the first person we made contact with and the experience has been phenomenal. As first time home buyers we did not know much about anything but Ryan’s transparency, availability, and professionalism made the whole experience so easy. Throughout the whole process, Ryan was very clear in communicating with us and taking care of all the documents that were needed from us to buy our house. We highly recommend Ryan if you are looking for a loan consultant who is efficient, professional, and will coach you to getting a loan for your future home.”
—Alex Yang from Indian Trail, NC
“Ryan made the process for a first-time homebuyer as easy as possible! He was always available when I had questions and always took the time to explain the process down to the finer details. I would highly recommend working with Ryan to anyone!”
—Brock B. from Kansas City, MO
“I needed to close quickly as I had travel plans and wanted to get moved as quickly as possible. We actually closed 9 days ahead of the original close date.”
—ernieketcham from Liberty, MO
“I shopped a few banks for loans and Ryan was able to get me the best rate. He was very avaliable for any questions I had related to my first home purchase, even questions related to shopping other banks. The loan process was very smooth and everything finished on time from his end. I would absolutely recommend getting a quote from Ryan!”
—Philip Siedlecki from Minneapolis, MN
“It is a pleasure to work with Ryan again. From the beginning of the process, he makes himself available, he is very knowledgeable, and never pressures you to enter into something you're not 100% comfortable with. All done with his signature good cheer and positivity. Thank you very much!”
—angelfmatamoros from Seaside, OR
“Ryan was great throughout the entire loan process. He was professional, relatable and always there to answer questions to make this process as easy as possible. ”
—Melissa Lutz from Berkeley Springs, WV
“We reached out to Ryan maybe a year ago? Letting him know that we were hoping to refinance if/when interest rates dropped because our mortgage was so high. He continually reached out when int rates dropped into our target range, and persisted even when we weren't ready a few times. Finally the timing was right, he was the only person who reached out proactively to us and got the ball moving. The process was super straightforward and he made it as simple as possible - even though it was the holidays. Ryan is very straightforward, pays attention to what his customers want, and is focused on execution. Very glad we found him!”
—Melissa Brumer from Winthrop, WA
Treat others with respect and how you wish to be treated.
KC Chiefs, KC Royals, MU Tigers and Sporting KC
I was born with 1 kidney and didn't find out until I was 32 years old.
University of Central Missouri
I want to stay in one of those resort huts that sit on top of water where you can look down into the ocean from the bedroom floor.
I love meeting new people every day. I love helping them buy their first home, forever home, vacation home or helping them get in a better financial position by refinancing.
Liberty, MO
Golf, Fishing, Home Projects
During college, I tended bar at very popular bar at the Lake of Ozarks during the summer months.